BWBANKWISEBANKING ADVISORYBook consultation

What we do / Trade finance

Start with the trade.
Then the instrument.

The instrument should fit the commercial transaction — not the other way around.

HOW WE HELP

Clear thinking.
Practical support.

01

Trade cycle

Map shipment, documents, payment and cash conversion before discussing a product.

02

Instrument fit

Identify which instrument best matches the commercial transaction and risk profile.

03

Document readiness

Bring contracts, POs, invoices, shipping and KYC evidence into a coherent file.

04

Bank discussion readiness

Go into the bank discussion with a clear transaction, requirement and supporting evidence.

05

Working capital view

See where the trade cycle ties up cash and where a banking need may arise.

06

Trade FX

Identify where currency exposure and conversion cost enter the transaction.

UNDERSTAND THE INSTRUMENT

Different needs.
Different instruments.

LC

Letter of credit

A documentary payment instrument where the issuing bank honours complying documents under the credit terms.

BG / LG

Bank guarantee

Bank-backed support for contractual, payment or performance obligations, subject to the guarantee terms.

SBLC

Standby letter of credit

A contingent instrument that may be drawn if the primary payment or performance obligation is not met.

D/P / D/A

Documentary collections

Banks handle trade documents against payment or acceptance, without the same payment undertaking as an LC.

Trade-finance products are provided and approved by licensed financial institutions.

Clear trade. Clear documents. Clear banking request.

LET’S START WITH YOUR BUSINESS

Tell us how
your business works.

We’ll map what follows — banking readiness, bank fit,
cash, FX, trade and compliance.